We provide a number of tools you may find beneficial to your credit union in developing the ALM Process. TCUL Member Credit Unions can access these tools here. Login is required. Non-TCUL Member Credit Unions can access the guidelines here. You must obtain a password to access this section. Contact Debbie Rightmire at drightmire@tcul.coop or call (800) 442-5762, ext. 6496 for more information.