ALM Training

ALM Workshops

Essentials
The ALM Essentials workshop is a full day session designed for all credit union employees and board members who desire a better understanding of the basic asset liability management process. Some of the topics covered include:

  • Overview of asset liability management process
  • Understanding ALM Service's Key Ratio Report
  • Reviewing key financial ratios and calculating them for your own credit union
  • Expense analysis and its implications
  • Market based pricing of loans and deposits

Implementation
The ALM Implementation workshop is a half day session providing an overview of understanding and implementing an effective asset liability management process in your credit union. It addresses the such areas as:

  • Organizing a successful ALM process
  • Developing effective investment and ALM policies
  • Board ALCO oversight
  • Monitoring and measuring liquidity
  • Measuring and understanding interest rate sensitivity

ALM Seminars
Offered in various cities in Texas, usually during June, ALM Seminars are half day sessions covering an overview of current economic conditions and timely issues affecting credit unions.

ALM Service staff will conduct training for credit union staff and/or board of directors onsite. Training is individually tailored and highlights the asset liability management process, with particular emphasis on the strengths and weaknesses of the credit union. All will appreciate not only learning the general concepts of asset liability management, but ALM as it relates specifically to their own credit union operation.

ALM mentoring is designed for individuals moving into senior management positions but who lack broad exposure to the ALM process. Training is tailored to meet the needs of the individual and conducted at their own pace. The information covered is roughly that of essentials and advanced workshops, yet expanded to include assessment of ALM procedures in the individual's credit union.