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Join us June 5-7 in Washington, DC, as we march the credit union movement into our nation's capital for the 2013 Hike the Hill event.

This year's event will be at the Phoenix Park Hotel.
Click HERE to reserve your room.
The deadline for booking your room at the League block rate of  $199 per night is May 13. Thereafter, we can't guarantee the discounted rate.

Hike the Hill includes an agenda full of briefings, meetings, and social events. This year's event arrives just in time for your to talk with the Texas delegation about the credit union tax status. A 500-page tax policy reform, just presented by several House Ways and Means Committee working groups to the Joint Committee on Taxation, touches on the credit union tax status among its analysis of some 400 different tax policies. Credit union leaders are encouraged to speak out about it as the Joint Committee considers tax policy recommendations.

Don't miss the opportunity to make sure your congressional leaders understand the issues important to you and your members.

What Are You Waiting For?

Represent, and be represented!

Click HERE to Register NOW!

for Hike the Hill

June 5-7 in Washington, DC

For more information, contact Gretchen Ziegler at  gziegler@tcul.coop or (469) 385-6484.

Thank you to those credit unions who participated in the "Credit Unions Support Financial Education" campaign in April to celebrate National Financial Literacy Month. TCUF used this month-long event as the springboard to encourage all credit unions

to begin or expand their efforts of providing financial and consumer education to their members, local schools, and communities, and to raise awareness of the importance of financial education. We hope you had the opportunity to visit www.financialeducation.coop to make

your pledge or promise to be more financially literate. If not, it's not too late!

Chapters are eligible to apply for grants to assist with chapter educational programs, financial education outreach programs, or assistance with the Experience a Credit Union Campaign from TCUF. Each chapter is eligible for a grant of up to $2,000 per year.  

Mark your calendars for the Foundation's Annual Golf Tournament on Wednesday, September 4,   at Canyon Springs Golf Course in San Antonio, held in conjunction with the League Leadership and Marketing Conferences. This year, more than ever, TCUF needs your support! As one of its major fundraising efforts, the Foundation is seeking chapter and credit union sponsors for the event, as well as encouraging early registration to ensure a spot. Official sponsor and registration forms will be posted on the website and sent via various channels soon! For more information, contact Courtney Moran at 800.953.8283. We sincerely appreciate those credit unions and chapters who have participated in these efforts in the past, and we look forward to a very successful 2013.

Register today to attend a FREE Train the Trainer session for the NEWLY REVISED NEFE High School Financial Planning Program (HSFPP) in various cities. These FREE training sessions, provided throughout the year, are open to credit union members, staff, directors, teachers, educators, and all community volunteers interested in teaching or distributing the NEFE HSFPP curriculum.

Your Goals...Your Growth...Your Foundation

TRAINING FOR CREDIT UNIONS AND CHAPTERS

Volunteers Forum
June 19-21, 2013
Hilton Palacio del Rio
San Antonio

Make plans to register for the upcoming Volunteers Forum, scheduled for June 19-21, 2013, at the recently renovated Hilton Palacio del Rio in beautiful San Antonio, Texas.  Attendees will choose between 5 of 15 breakout sessions, plus 6 general sessions. Credit union volunteers, including the board of directors, supervisory and audit committees, and other committee members are encouraged to register by May 24  to secure the best rates for the conference AND hotel accommodations. CEOs, CFOs, and members of a credit union's management team will also find value in this conference.

Plus, we've added a special pre-conference workshop, presented by Chad Stanislav, VP of Financial and Technology Resources, Inc., that will give new credit union directors some great tools to help with their new positions and give seasoned directors a refresher. The workshop has a separate fee of $75, which includes 3 hours of instruction, extensive handouts, and refreshments.

For more info, please visit https://www.tcul.coop/Volunteers_Forum.html. If you have any questions, please contact TCUL Training & Events, at (469) 385-6630 or (800) 442-5762, ext. 6630 or email cdorsey@tcul.coop.  Educational grants are available through the Texas Credit Union Foundation (TCUF). To learn more, please visit http://www.tcuf.coop/Grants.html.

 
Compliance, Audit, and Human Resources Conference:  Navigating the System
June 19 - 21, 2013
Hilton Garden Inn Austin Downtown
Austin, Texas

With the onslaught of new rules and regulations, keeping track and understanding how your credit union is being impacted can be a daunting task. Get the information and tools you need at TCUL's Compliance, Audit, and Human Resources Conference to broaden your knowledge, develop your unique skill set, and expand your network.

You'll find sessions on:

• Contracts and Vendor Due Diligence
• Liability Protection Action Plan
• Updates on TX Probate Codes
• SAFE Act: Policies and Procedures
• Legislative Update
• Developments in Privacy Issues
• Compliance Risks
• BSA Update
• Sensitivity Training
• Political Advocacy
• Employment Law Update
• Healthcare Reform Requirements
• Proving Your HR Fiscal Value

This year we have added a pre-conference workshop to help you decipher new regulation from the CFPB for just $99. Presented by compliance guru, Todd Sherpy, this workshop is sure to give you great insight.

 
CFPB on the March: Dodd-Frank and Consumer Regulatory Changes
Todd Sherpy, CURES LLC

This 4-hour workshop addresses the newest rules from CFPB on Loan Originators, Appraisals, RESPA and TILA changes including documentation and escrow requirements, and Regulation E rules.  It also addresses areas of liability exposure related to CFPB actions and steps you should consider to protect your Credit Union.

• Discuss New Rules on Real Estate Lending.

• Assess loan forms changes under TILA and RESPA.

• Summarize Processing and Procedure Changes on Ability to Pay and Escrows.

• Review Reg E and Other Revisions.

• Address what to Expect for the Remainder of 2013.

• Liability Areas to Keep in Mind – CFPB's Focus.

There's a lot to navigate. Come get the guidance you need! 

Register today!

Save the Date: 2013 ALM Seminars Just Around the Corner

The dates have been set for the 2013 series of ALM Seminars. For more than 20 years, Dr. Charles Idol has presented the seminars each June, providing an economic outlook and expert analysis of the current regulatory environment. As his career moves in a different direction these half-day sessions will be your final opportunity to hear Dr. Idol share his expertise with Texas credit unions in a seminar format.

A renowned credit union economist, Dr. Idol has been a guiding force for providing credit unions and their professional associations with consulting, research and educational services in the areas of asset/liability management (ALM) and investments. He created Texas Credit Union League's  (TCUL) ALM Resources, which currently offers ALM consulting services to more than 500 credit unions, and provides consulting services to TCUL's ALM Resources, Southwest CUNA Management School, regulators and natural-person credit unions in several states.

On a monthly basis, Dr. Idol publishes "Dividend and Loan Pricing Guidelines," which are distributed nationwide to credit unions and their regulatory agencies. 

The following are the dates and locations for the ALM Seminars: 

• June 10 – Corpus Christi
• June 11 – Houston
• June 12 – Dallas/Fort Worth
• June 13 – Waco
• June 14 – San Antonio

 For more information, please visit the ALM Seminars website at  http://www.tcul.coop/alm_seminars.html.

For additional assistance, contact Sandy Arnesen at (800) 442-5762 ext. 6497 or sarnesen@tcul.coop.

2013 Small Credit Union Workshops
Free or Low Cost to affiliated credit unions under $50M in assets

Texas Credit Union League provides training for small credit unions in various chapter areas across Texas. The topics this year will be HR, Compliance Updates, and Hot Topics. The Small CU Workshop is FREE to affiliated credit unions under $50M in assets for up to two attendees from each credit union, and only $50.00 for each additional attendee. Lunch will be provided to all attendees. These workshops are open to ALL Small CU Staff, Directors and Volunteers.

Texas Credit unions affiliated with the League are welcome to attend any of the following workshops:

Please note, dates and locations are subject to change. For more information, please contact Lorri Gaither at 800-442-5762, ext. 6423, or email lgaither@tcul.coop; or Linda Winkfein at 800-442-5762, ext. 6451, or email lwinkfein@tcul.coop.

May 2013

BSA, OFAC, and What Examiners Want to See

In 1789, Benjamin Franklin uttered one of the most quoted statements in history, "...but in this world nothing is certain but death and taxes." If Franklin were alive today, he would have added "examiners" to that now famous statement, a fact accepted by modern financial institutions. With recurring acts of terrorism and a continuing illegal drug trade, Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) regulations remain high on the regulatory "radar." Millions of dollars continue to be assessed in penalties for non-compliance. Join in as we look at BSA and OFAC with regard to the examiner perspective, including:

• Policies – Areas that are "hot buttons" for criticism;
• Procedures – What you tell staff and what they do – are they the same?
• BSA/OFAC Risk Assessment – Facts that are necessary and those that impress;
• Training – Is your program consistent; does it address varied areas and concerns?
• BSA/OFAC Audit – Policing your program to satisfy the regulators.

DATE: Wednesday, May 15, 2013
TIME: 2:00 pm — 3:00 pm CST
Speaker: Steve Gibbs,  AVP Shared Compliance. Credit Union Resources, Inc.

* Click Here for a details and speaker informtation.

HR BEST PRACTICES:

There Just Has To Be A Better Way!

Human Resources has changed over the years. This year has already shown us multiple legislation changes, with several additional dramatic changes pending. Since the Great Recession, demands on HR professionals have intensified. Today, companies and HR executives are constantly challenged with finding strategies to improve operational efficiencies while still being able to attract and manage top talent. As a result, we've identified some of the more common HR issues that credit unions may face in 2013. This webinar will discuss best practices for topics such as:

• Policy & Forms Compliance
• Audit/Self-Audit of HR Practices (I-9, payroll, etc.)
• Managing Employees (orientation through termination)
• Top Mistakes Employers Make and How to Prevent Them

 DATE: Wednesday, May 22, 2013
TIME: 2:00 pm — 3:00 pm CST
SPEAKER: Alfred SoutherlandLabor & Employment Attorney  

*Click Here for details and speaker information.