Presenter: Elizabeth Fast, JD & CPA, Spencer Fane Britt & Browne LLP
Date: Wednesday, November 28, 2012
Time: 2:00 - 3:30 pm Central

Focus:
In 2012, there have been many changes and proposed changes in the law and regulations regarding loans that it is difficult to keep up.  Have you overlooked any of the important lending issues?  This webinar will review changes that will affect your credit union’s loan operations.

What You Will Learn

• Update on the Consumer Financial Protection Bureau and its hot buttons
• Mortgage Origination Examination Procedures published by the Bureau in January 2012
• New guidance regarding compensation of mortgage loan officers – sharing of credit union's profits, 401(k), etc.
• New Reg Z rules on prompt crediting of loan payments
• Issues raised by examiners when loan payments come due on the weekend – possible UDAAP and Reg Z violation
• Issues raised by examiners when modification or extension of mortgage loan triggers higher-priced mortgage-loan rules – possible UDAAP violation
• Review of new federal bankruptcy rules and forms that became effective December 2011, including the new Proof of Claim, Mortgage Proof of Claim Attachment, Notice of Mortgage Payment Change, and Notice of Postpetition Mortgage Fees, Expenses, and Charges
• And much more

Who Should Sign Up?
This informative session is directed to all lending personnel, including loan officers, loan operations staff, credit analysts, managers, compliance officers, and attorneys.

About the Presenter:
Elizabeth Fast, Esq. is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions.  Elizabeth is the head of the firm’s training division.  She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University.  In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant.  Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.  She is a member of the Missouri State Banking Board by appointment of the Governor.