Presenter: Bruce Hull, CliftonLarsonAllen LLP
Date: Wednesday, April 4, 2012
Time: 2:00 - 3:30 pm Central

Focus:
With the challenges of today's economy, supervisory committee members should be asking questions about how the lending program is adapting.  As tough economic times continue and as credit unions work to cope with the challenges presented by the current economy, the role of the supervisory committee becomes even more important.  Join us to learn the top 10 lending hot buttons that supervisory committees should concentrate on in 2012.

What You Will Learn

• Are your loan products being adapted to reflect tougher economic conditions?
• Are your loan underwriting standards being adjusted?
• Is management tracking the effects of troubled debt restructure loans?
• Is management validating the adequacy of the ALLL calculation?
• What are the trends in the provisioning of the Allowance for Loan and Lease Loss account?
• Does the loss period adequately reflect the “directional consistency” of delinquency and losses?
• Are business loan programs being property monitored?
• Are real estate loan portfolios being monitored and valued?
• Is the effectiveness of the collection effort being tracked?
• Is the indirect lending program being adjusted to the meet the changing and challenging economic conditions?

Who Should Sign Up?
This informative session would best suit supervisory committee members and credit union lending professionals. 

About the Presenter:
Bruce Hull has more than 30 years’ lending experience.  His knowledge and ability to communicate have made him a sought-after speaker in the areas of lending, collections, and sales.  Bruce has served in several capacities, including:  the VP of lending for two large credit unions; the director of collections; a lender in two banks and a savings and loan; a lending professional with one of the nation’s top credit union audit firms; and an expert witness in loan fraud and bond claim cases.

Bruce has been a frequent presenter at conferences around the country for 20+ years, including NCUA seminars.  He attended the University of Nevada in Reno and earned a Retail Banking Diploma from the American Institute of Banking.