The market-based guidelines we provide include: Dividend Guidelines, Loan Pricing Guidelines, Money Market Trends, and FICU Peer Group Statistics. TCUL Member Credit Unions can access these guidelines here. Login is required. Non-TCUL Member Credit Unions can access the guidelines here. You must obtain a password to access this section. Contact Debbie Rightmire at email@example.com or call (800) 442-5762, ext. 6496 for more information.