Meeting the Requirements for Capital Adequacy & Contingency

Date: Tuesday, April 2, 2013
Time: 2:00 - 3:30 pm Central

Capital adequacy requirements are changing.  There is new regulatory emphasis on the responsibility of the board and senior management to determine capital adequacy based on the specific risk to the credit union.  This is increasingly requested in examinations and credit unions have received positive comments if a capital stress test has been conducted prior to any potential request.  

After the capital is stressed, the credit union should prepare a capital contingency plan to consider options for improving capital if the stress event occurs.  It is always better to consider these options prior to the event (proactive) as opposed to after the event (reactive).  This webinar will discuss an easy-to-follow methodology for completing the stress test, components of a capital contingency plan, and options for raising capital.

Highlights

  • Guidelines for determining capital adequacy based on risk
  • An effective methodology to determine capital adequacy based on risk
  • Perils to avoid in determining capital adequacy
  • How capital changes impact strategic planning
  • A practical approach for developing a capital contingency plan
  • Importance of stressing capital
  • How to easily stress capital
  • How regulators view differing levels of capital
  • Pros and cons of capital-raising methods based on current successes and/or failures
  • TAKE-AWAY TOOLKIT
    • Sample methodology for determining capital adequacy based on risk
    • Methodology for determining capital stress
    • Examples of realistic capital-raising alternatives

Who Should Attend?

This informative session is designed for presidents, CFOs, chief lending officers, and board members who want to remain proactive in dealing with capital adequacy.

Attendance verification for CE credits provided upon request.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.

About the Presenter - Gary J. Young, Young & Associates, Inc.

Gary J. Young is Chief Executive Officer of Young & Associates, Inc.  During 34 years in consulting and 45 years in the industry, he has assisted hundreds of financial institutions from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, management assessments, regulatory concerns, budgeting, asset/liability management, expansion planning, and mergers and acquisitions. 

Gary is a popular speaker due to his practical and valuable insight and has conducted seminars throughout the United States and in Europe.  Gary is on the board of a community bank, manages a bank investment fund, and is a co-founder of Capital Market Securities, Inc., which assists with mergers and acquisitions.

Three Registration Options

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1.  LIVE WEBINAR

The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone. Registrants receive a toll-free number and pass code that allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, PIN number, and handouts will be emailed to you prior to the broadcast. You will need the most-current version of Adobe Reader available free at www.adobe.com.

2.  ON-DEMAND WEB LINK & FREE CD ROM*

Can’t attend the live webinar? The on-demand web link is a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address so you may ask follow-up questions. Approximately one week prior to the webinar, you will receive an email with the web link. This web link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date.

As an added bonus, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts. Use the on-demand link or this “off-the-shelf” training program for those that could not attend the live seminar and for future training.

LIMITED AVAILABILITY: The on-demand web link and CD ROM may ONLY be ordered for 6 months following the webinar. Neither the link nor CD will be available after this time.

3.  BOTH LIVE WEBINAR & ON-DEMAND WEB LINK (INCLUDES FREE CD ROM*)

Options 1 and 2 described above\

*CD ROM is for Mac and PC use only

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