Presenter: Susan Costonis, Compliance Consulting and Training for FIs
Date: Wednesday, May 23, 2012
Time: 2:00 - 3:30 pm Central

Focus:
Are your loan officers drowning in memos and information about new or revised compliance regulations?  Do you know which regulations require annual training?  BSA is an annually-required training topic.  What should lenders understand about money laundering?  What are the most-recent “hot topics” with regulators?  They can range from Fair Lending issues of signature requirements to approval ratios for a “protected” class.  What changes will Dodd-Frank continue to roll out in 2012?  This session will identify the regulations that lenders must follow and outline some specific disclosure and timing requirements.  It will cover everything from Regulation B to Z and provide a framework of the applicable requirements.  Lenders will also receive an easy reference guide to help them work smarter, not harder.

What You Will Learn

• BSA annual training requirements for CIP in the lending area and due diligence for detecting potential money laundering activity
• Fair lending “best practices” to mitigate the risk factors in underwriting, pricing, and steering
• Reg B requirements for the life of the loan
• Common errors in disclosing real estate secured loans
• Red Flags for ID Theft and annual training requirement for FCRA (Fair Credit Reporting Act)

IMPORTANT TOOLS PROVIDED
This training will include the following items so that you are able to provide solid documentation for examiners:

• Letter of attendance certification with webinar outline
• Electronic training log
• Quiz you can administer to measure staff learning and a password-protected answer key

All registrants will receive the attendance certification and training log, regardless of whether they attend the live or archived version. 

Who Should Sign Up?
This informative session is designed for auditors, loan officers, loan assistants, and loan administration staff. This seminar is designed for both those new to lending regulations or more experienced personnel looking for a review of existing requirements.

About the Presenter:
Susan Costonis is a compliance consultant and trainer who is also affiliated with gettechnical inc as an associate trainer.  She specializes in compliance management along with deposit and lending regulatory training.  Most of her 32-year career was spent as a banker in several areas including lending, marketing, electronic banking, compliance, community reinvestment, and senior management. 

Susan has written numerous training manuals and successfully managed compliance programs and exams for institutions supervised by the OCC, FDIC, and Federal Reserve.  She is a Certified Regulatory Compliance Manager, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado.  She regularly presents to financial institution audiences in several states.