Presenter: Ann Brode, Brode Consulting Services, Inc.
Date: Wednesday, November 7, 2012
Time: 2:00 - 3:30 pm Central

Focus:
Lenders rely on directors for their input on loan decisions.  In turn, directors rely on the credit union’s lenders to provide pertinent information that will support good loan decisions.  This doesn't have to be a vicious circle.  This webinar will provide information and tools to assist directors in receiving the right amount of information to make informed decisions.  Directors will learn the type of analysis they need to perform to fulfill their responsibilities.  The credit union’s ultimate goal is strong loan decisions coming from the Loan Committee.

What You Will Learn

• Developing a committee charter that defines roles/responsibilities
• Setting macro-risk parameters, such as desired product mix, concentration limits, etc., in tandem with management
• Reviewing loan production, asset quality reports, and trends on a more in-depth level than the full board
• Exceptions to policy (individually with credit approvals and in the aggregate to assess overall lending within established risk tolerance)
• Good questions directors should ask when a loan is presented
• Tools provided with the manual:  samples of loan presentation summaries that make it easier to quickly understand the credit request, sample committee charter, sample exceptions reports, and more

Who Should Sign Up?
This informative session is designed for any director (but especially those on the Loan Committee), loan officers, compliance officers, loan review officers, etc.

About the Presenter:
Ann Brode began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management.  Ann is a well-respected presenter and has spoken to audiences across the country for over 25 years.  She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools.  Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel, published by Bankers Publishing Company, and is well represented in numerous industry publications.