Director Series: Understanding Call Reports for Board Members

Presenter: David A. Reed, JD, Reed and Jolly, PLLC
Date: Thursday, July 19, 2012
Time: 2:00 - 3:30 pm Central

Focus:
Board members are required to understand the basics of a balance sheet and income statement.  They must be able to ask substantive questions about the financial health and direction of the credit union.  From balance sheet irregularities to the basics of corporate financial literacy, today’s board members face increasing pressure to stay abreast of the complex regulatory and business realities of the financial services marketplace. 

The 5300 Call Report is the backbone of the financial reporting system.  NCUA requires all federally-insured credit unions to submit this detailed financial information, which allows them to assess the credit union’s general financial health and observe important trends.  Do you know how the information is prepared and submitted by your credit union?   More importantly, do you know how to utilize the data to assist with credit union governance?  This session is designed to provide general guidance and practical tips to understand your 5300 Call Report obligations and the opportunities presented by this valuable tool.

What You Will Learn

  • Call report basics:  from format to filing dates
  • Review of available call report information and schedules
  • Navigating the NCUA website
  • Understand the available reports – from key ratios to full financial reports
  • Tips and tricks to gain the most from call report review

Who Should Sign Up?
This informative session is designed to provide credit union volunteers with a basic understanding of their credit union’s financial health.  It is geared toward directors, associate directors, Supervisory Committee members, volunteer committee members, and aspiring volunteers.

About the Presenter:
Attorney, author, consultant, and nationally-recognized speaker, David Reed is a partner in the law firm of Reed and Jolly, PLLC.  He provides guidance to credit unions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance.  His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections. 

A former trial attorney and vice president and general counsel of a large credit union, David is particularly known as an expert in the areas of credit union operations, bankruptcy, and collections.  He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy.  He also serves as editor of several industry manuals including Collections Manual for Credit Unions and Bankruptcy Guide for Credit Unions.

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